Amid high inflation, usually, an investor might want to look for investment schemes that offer a rate of returns that could beat this economic indicator. The rate hike cycle by RBI since May this year has given ample opportunities for banks and other financial services providers to hike their term deposit rates. And currently, depositors can browse and compare the best FD schemes which give inflation-beating returns. That being said, Fincare Small Finance Bank is offering massive interest rates on fixed deposits below ₹2 crore along with a premature withdrawal facility. At Fincare, the general public can earn up to 8% on FDs, while senior citizens can earn up to 8.77%.