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The Best Bike Under 1 Lakh in India: Economical and Easy-On-The-Pocket Rides for Everyone

In our country, India, where traffic congestion is abundant due to the exploding population, commuting from one place to another can be quite a task. Adding to that, the high costs of four-wheel vehicles have persuaded many to choose two-wheelers as their preferable mode of transportation. 

Therefore, to ease your problem, we have identified the “Best Bike Under 1 Lakh” that not only provides exceptional performance but also doesn’t cut a big hole in your pocket.

With the emerging needs of the regular commuters, the demand for two-wheelers that are budget friendly as well as high-performing is on the rise. However, you don’t need to worry because we have got you covered with the best options in the Indian market, and moreover, the provision of a bike loan and EMI options India has to offer makes buying a bike under the 1-lakh category even more accessible.


Top bikes under Rs. 1 lakh in India


India’s two-wheeler market thrives on diversity, offering prospective bike owners a myriad of choices to meet their specific needs and budgets. In the under-1-lakh segment, there is an abundant availability of bikes that offer impressive performance, outstanding fuel efficiency, and appealing design within an affordable price range. Here’s a list of the best bikes under Rs. 1 lakh in India, which have successfully ruled this segment:


1. Hero Xtreme 125R


Inheriting Hero’s X-family design DNA, the Hero Xtreme 125R emerges as a top-selling bike in its category. With an engine displacement of 124.7 cc, the bike delivers 11.4 bhp, making it a perfect companion for daily city commutes. Despite weighing 136 kg, it promises a commendable fuel economy of 66 kmpl. Available at an average ex-showroom price of Rs. 96,792, the Hero Xtreme 125R guarantees value for money with its vibrant style and robust performance.


2. TVS Raider 125


The TVS Raider 125, with an average rating of 4.4/5 based on 1430 ratings, highlights the blend of performance and efficiency that TVS models are known for. The bike features a 124.8 cc engine and produces 11.2 bhp. The Raider 125, weighing 123 kg, offers good mileage of 57 kmpl. It retails at approximately Rs. 97,054 ex-showroom. 


3. Honda SP 125


Next on the list is the Honda SP 125, a stylish commuter loaded with features. Benefitted from Honda’s reliability, the bike features a 124 cc engine generating 10.72 bhp. Despite a relatively light weight of 116 Kg, it provides a smooth and comfortable ride. The bike comes with a pretty affordable price tag of around Rs. 86,747.


4. Honda Shine


Honda Shine remains one of the best-selling bikes in the under 1 Lakh segment, thanks to its blend of appealing design, durability, and fuel efficiency. It is powered by a 124 cc engine generating a decent power of 10.59 bhp. Weighing just 113 kg, and with an affordable price tag of Rs. 80,409, Honda Shine portrays a perfect balance of style, performance, and economy.


5. Bajaj Pulsar 125

A part of the popular Bajaj Pulsar series, the Pulsar 125, available at Rs. 82,712, attracts buyers with its sporty design and impressive 124.4 cc engine that produces 11.64 bhp. With a weight of 140 kg, the bike promises a blend of performance and control.

6. Hero Glamour

Priced at Rs. 82,854, Hero Glamour offers 10.39 bhp with its 124.7 cc engine. With a pleasing design and a weight of 121 kg, it proves to be a reliable option for daily commuting.

7. Hero Super Splendor Xtec

An upgrade to the Super Splendor, the Xtec presents a refined and feature-packed offering. Its 124.7 cc engine produces 10.72 bhp fueling the 122 kg bike. Retailing for Rs. 85,161, the Xtec offers value for money with its commendable mileage of 68 kmpl.

8. Hero Passion Xtec

Priced at Rs. 80,701, this variant of Passion comes with the i3S technology for better fuel efficiency. It houses a 113.2 cc engine generating 9 bhp, making it a decent performer in this category.

9. Hero Splendor Plus

The Hero Splendor Plus has always managed to make its place in the list of best bikes under 1 lakh because of its magnificent efficiency and affordability. With its iconic design and reliable mileage, it has become a household name.

10. Bajaj Pulsar 150

Navigating through city traffic will be smooth as ever with the Bajaj Pulsar 150. Its design and power never fail to impress its users and it is known for its tremendous build quality and power-packed performance.


As part of the entry-level commuter segment, these bikes are designed to offer the perfect blend of performance, comfort, economy, and durability while remaining within a competitive price range. The Hero Xtreme 125R and TVS Raider 125 come equipped with powerful engines, ensuring a delightful performance for daily commuting. Honda models like SP 125 and Shine offer unbeatable reliability and fuel economy. Bajaj Pulsar 125 and Hero Glamour bring sporty, youthful appeal to the affordable price range. Hero Passion Xtec provides an excellent mix of style, durability, and affordability. Each of these bikes presents prospective owners with idyllic mode of transportation, enhancing the joy of everyday commuting.

Bike Loan and EMI Options in India

Many financial institutions in India are offering bike loans at various interest rates. These loans are easy-to-get, hassle-free, and involve minimal documentation. Bike loans can be a great support when it comes to owning your dream two-wheeler without disturbing your budget.

The advantage of using EMI options is that you can pay the loan amount over a specific time period, instead of paying the entire price at once. Various banks provide EMI options where you can choose to pay the money back within a time period of 12-48 months, according to your convenience. One convenient way to manage these EMIs is through the Bajaj Finserv app. This app allows you to easily track your payments, check your loan balance, and receive reminders for due dates. It simplifies the entire process, making it stress-free to handle your finances and enjoy the joy of riding your new sport bike.

Before choosing a loan or EMI option, it’s crucial to compare the interest rates, processing fees, and down payment conditions of different banks. This helps in preventing unplanned expenses that you may not be ready for.


To summarise, the best bike under 1 lakh allows you to travel conveniently without burning a hole in your pocket. The bike loan and EMI options India provides further ease the burden of buying a bike in one go. Remember, the right bike not only saves your money in the present but also in the future through its maintenance and service costs. Therefore, while making a choice, consider the bike’s specifications, your requirements, and your budget. Here’s to your new soul-pleasing ride! 



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