Mumbai-based IDFC First Bank has revised its bulk fixed deposits from ₹2 crore to maximum of ₹25 crore. A depositor can earn as high as 7.55% now. The interest rates range from 5.30% to 7.55%. These rates have come into effect from November 23, 2022. Notably, these FD rates do not have any premature withdrawal facility. There are FDs offered with premature withdrawal facilities, however, the interest rate is lower compared to those without a premature withdrawal option.