I have invested in three mutual funds with SIPs of ₹3000 for the past 4-5 years. I’m a long-term investor. These are DSPBR TOP 100 Equity, HDFC Top 200G and IDFC Premier Equity Growth. The ratings on the above three mutual funds schemes have come down recently. Shall I continue investing in these funds further through SIPs mode, or should I stop investing and redeem? If I stop further SIPs, in which mutual funds shall I start my new SIPs?